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Finance Your Home Renovations

Finance Your Home Renovations

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together. Existing Home Owners – Mortgage Refinance Probably the most...
An Overview of the Home Buying Process

An Overview of the Home Buying Process

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when you have the right people on your...
Bank of Canada Rate Announcement Apr 21st, 2021

Bank of Canada Rate Announcement Apr 21st, 2021

Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program.   FOR IMMEDIATE RELEASE Media Relations Ottawa, Ontario April 21, 2021 The Bank of Canada today held its target for the...
GDS/TDS Ratios Explained

GDS/TDS Ratios Explained

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your financial situation, and...
Unsure About the Housing Market? Let’s Talk.

Unsure About the Housing Market? Let’s Talk.

If you’ve been thinking about buying a property, whether that be your first home, next home, forever home, or a home to retire into, the current state of the Canadian economy might have you wondering: Is this really the right time to make a move? There is certainly no...
Should You Get Preapproved For A Mortgage?

Should You Get Preapproved For A Mortgage?

If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting preapproved is one of the first steps in your home buying journey. Just like you wouldn’t go into a restaurant without knowing if...