604-614-9500 dave@davelacusta.com

Dave Lacusta

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When it comes to choosing the right mortgage financing, I’m committed to enhancing your overall experience. I have been working as a mortgage professional since 2006 and have helped many families achieve the goal of homeownership. My understanding of, and expertise in handling mortgage financing allows me to provide clients with the knowledge and tools necessary to make educated decisions to determine the best mortgage solution to fit the specific needs of each client.

I’m an accredited mortgage professional working with Xeva Mortgage, a brokerage who is proudly affiliated with the Verico Broker Network. This means that I have access to the very best mortgage products with all the Canadian broker channel lenders. Rather than dealing with a single institution, when you work with me, I provide you with access to an incredible range of mortgage products. This ensures we will find the mortgage that best suits your needs. 

The majority of my business is either working with repeat clients, or making new relationships with referrals from my existing clients. If we have worked together in the past, or someone you know has told you to contact me for mortgage financing, I look forward to hearing from you. Please contact me anytime! 

Home Purchase

If you are looking to purchase a property, understanding all the mortgage options available to you can seem overwhelming. That’s where I come in, I do this everyday, and I love it. I will help you make sense of all the numbers guide you through the process. 

Refinance

Are you looking to access some of the equity built up in your property? Maybe you want to consolidate some debts, start a new business, buy a vacation or investment property, or travel the world… regardless, let’s discuss all your mortgage options!

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Renewal

If you are within six months of your mortgage renewal, or if your existing lender has sent you a renewal offer in the mail, I can give you a second opinion, and in most cases save you money. Never just sign the offer, there is always room to negotiate. 

Contact Me Anytime

Obviously there are a lot more services I can offer and a lot more information I can share with you. Consider this my invitation to contact me with your questions. My goal is to set you up with the right mortgage for you, then help you build a plan to get rid of it. 

Working together to make a difference!

Each quarter we donate $10,000 to a worthy cause.

I first met Dave in 2007, and have worked with him several times as I bought and sold several properties in an attempt to climb the property ladder in the lower mainland. I have found Dave to be an incredible asset and resource as I have made decisions about which mortgage product was best suited for my particular situation. It may sound cliche, but Dave really is an out of the box thinker, he found solutions for problems I didn’t know I had. His guidance has made a huge difference in my life. 

I have recommended Dave to several of my colleagues, and he has not disappointed. I have all the confidence in the world in Dave and his ability to arrange mortgage financing. 

JP

As we were buying our first home, we really had no idea what to expect with getting a mortgage, we are so happy our friend told us to give Dave a call. He did a great job explaining all our options, helped us to figure out what we could afford, and when the time came to do all the paperwork, he was very responsive and got everything done, just like he said he would. 

Thanks for everything Dave, we really appreciate all your hard work, and we loved that we could always reach you when we called, that was really awesome! We will be sure to let all our friends know that you are the best! 

Robert and Amy

Lenders

I have developed excellent relationships with lenders across the country, let’s figure out which one has the best products for you.

From My Blog

Finance Your Home Renovations

Finance Your Home Renovations

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together. Existing Home Owners - Mortgage Refinance Probably the most...

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An Overview of the Home Buying Process

An Overview of the Home Buying Process

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when you have the right people on your...

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Bank of Canada Rate Announcement Apr 21st, 2021

Bank of Canada Rate Announcement Apr 21st, 2021

Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program.   FOR IMMEDIATE RELEASE Media Relations Ottawa, Ontario April 21, 2021 The Bank of Canada today held its target for the...

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GDS/TDS Ratios Explained

GDS/TDS Ratios Explained

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your financial situation, and...

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Unsure About the Housing Market? Let’s Talk.

Unsure About the Housing Market? Let’s Talk.

If you’ve been thinking about buying a property, whether that be your first home, next home, forever home, or a home to retire into, the current state of the Canadian economy might have you wondering: Is this really the right time to make a move? There is certainly no...

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Should You Get Preapproved For A Mortgage?

Should You Get Preapproved For A Mortgage?

If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting preapproved is one of the first steps in your home buying journey. Just like you wouldn’t go into a restaurant without knowing if...

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Contact Me

130-1152 Mainland St. 
Vancouver, BC V6B 4X2

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